Sponsor: 🐂 Webull Singapore https://hmsg.link/sgwebull 🛍 Shopback $5 Code: caQmJa https://hmsg.link/shopback ✈️ Kris+ App Code: C647172 https://hmsg.link/krisplus 😻 Favepay https://hmsg.link/fave Credit Cards mentioned: 💳 Citi Rewards https://hmsg.link/cit